Blogs | Multibagger Shares

April 21, 2026

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Manish Goel’s Information Decay Theory: Why the Warren Buffett Quotes You Hear on Every YouTube Podcast Can Never Make You Rich

Millions of YouTube finance podcasts. Zero documented life changes. Yet numerous followers of my work report their financial lives have changed, and my CAGR is in higher triple digits — believed to be the highest among 20 crore Indian investors over the last 8 months. The reason is a theory I have developed: the Information Decay Theory. The value of any insight falls the moment too many people come to know it.

April 21, 2026

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Hindsight Bias: Why Every Market Crash and Rally Feels ‘Obvious’ in Hindsight

Hindsight bias — Fischhoff's 'I-knew-it-all-along' effect — silently corrupts the Indian retail investor's feedback loop. Here's the academic source, the SEBI/IIM-B evidence, the decision-journal counter-measure, and a numbers-rich positive illustrative case from Titan Biotech's FY25 audited filings.

April 21, 2026

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Altman Z-Score: The Bankruptcy-Prediction Formula That Has Held Up for 6 Decades

How the 1968 Altman Z-Score and its modified Z'' variant work, why every Indian retail investor should run them as a first solvency filter, and how Titan Biotech (BSE: 524717) FY25 audited numbers illustrate a textbook safe-zone balance sheet.

April 21, 2026

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The Scuttlebutt Method: Philip Fisher’s Original Framework for Verifying Management Claims — How Indian Value Investors Can Use Primary-Source Checks to Separate Storytelling From Substance

Philip Fisher's 1958 Scuttlebutt Method — the discipline of verifying management claims against customers, suppliers, ex-employees and trade journals — remains the most underused primary-research tool for Indian value investors in 2026. Illustrated with Titan Biotech FY25 audited disclosures.