A giant fund and a small saver face the same market, yet they are not free to do the same things. The useful question is what your size lets you do, and what it does not.
Rent from a flat and profit from a business are both income from something you own. The useful question is not which is better, but what each one asks of you.
A cost of one or two rupees in every hundred sounds like nothing. Over thirty years of compounding, it can quietly claim a third of everything your money earned.
A real business has good years and bad years. A payment that never wobbles, month after month, is a reason to ask one plain question: where does the money come from?