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October 24, 2026
Cover illustration: a sweet shop and a flat builder's office side by side, with a monthly instalment slip that grows larger as the interest rate dial turns up, under the headline The EMI Test

The EMI Test: Why a Business Whose Customers Buy on Loan Rises and Falls With the Cost of Borrowing

A sweet shop and a flat builder can stand on the same street and feel the same news very differently. Here is a simple test for spotting which businesses depend on cheap loans for their customers, and why it matters.
October 23, 2026
Dark blue infographic about a marketplace metaphor: a large 'The Mall' storefront grid with Kamla's Pickles shop, a key icon on the right, and the slogan 'Same pickle. Same price. Someone else holds the key.'; a subtitle 'A shop inside someone's mall rents its reach.' and the main header 'The Shop in Someone Else's Mall' with subheading 'How to judge a business that depends on one platform.'

The Shop in Someone Else’s Mall: How to Judge a Business That Depends on One Platform

Some businesses reach their customers through their own front door. Others reach them through a door that belongs to someone else. Here is how to tell the two apart, and why it matters who holds the key.
October 22, 2026
Infographic comparing tomato prices: left tag shows July 2023 Rs 200 per kilo, right tag shows Late Sept 2023 Rs 10 per kilo, with three tomatoes on a branch in the center and the headline 'From Rs 200 to Rs 10'.

From Rs 200 to Rs 10: Why a Business That Cannot Set Its Own Price Must Win on Cost

Some businesses decide their own price. Others are simply told the price every morning. Here is how to tell the two apart, and why the second kind can only be a good business if it is the cheapest to run.
October 21, 2026
Cover illustration: a shop with one large figure at the counter on the left, and a shop with a whole team and a written rulebook on the right, under the headline The One-Man Shop

The One-Man Shop: Why a Business That Cannot Run Without One Person Is Fragile

Some businesses are really one remarkable person with a shop around them. Here is why that is a hidden weakness, how great businesses plan for the day the person leaves, and a simple set of questions to ask.
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