Blogs | Multibagger Shares

May 11, 2026

Large Page Header with the Title the Envyjealousy Tendency and Subtitle About Charlie Munger Set on a Dark Blue Background Below is a 2x2 Color Grid Labeled Lucky Disciplined Investor Confused and Bias trapped

The Envy/Jealousy Tendency: Charlie Munger’s 1995 Harvard Speech on Why It’s Not Greed That Drives the World

Charlie Munger's 1995 cognitive-bias #14 — the envy tendency — is the single cleanest explanation for India's ₹1.81 lakh crore F&O losses. Titan Biotech FY25's audited numbers read as a corporate version of the same discipline.

May 10, 2026

Title the Planning Fallacy with a Four panel Color Chart Labeled Lucky Disciplined Investor Confused and Bias trapped gray Green Light Gray Orange

The Planning Fallacy: Kahneman & Tversky’s 1979 Forecast Bias and Buehler-Griffin-Ross 1994 Discipline of Time-Cost-Risk Estimation

The Planning Fallacy systematically tricks investors into underestimating time, cost, and risk while overestimating benefits. Indian retail data shows the bias is alive and expensive — median expected returns of 18-22% versus actual Nifty 50 TR of 13.4%. The remedy is Reference-Class Forecasting. Titan Biotech FY25 illustrative numbers — Rs.3 cr borrowings (down 81%), 103% CFO/Operating Profit, paced capex over a decade.

May 10, 2026

Hero Header with the Title reinvestment Rate and a Green Subtitle on a Dark Blue Gradient Plus a Multicolored Donut Chart Labeled Fy25 at the Center

Reinvestment Rate: The Damodaran Formula That Reveals Whether a Company’s Growth Is Self-Sustaining

Damodaran's identity — Expected Operating-Income Growth = Reinvestment Rate × RoIC — is the single most powerful arithmetic discipline a long-term Indian investor can carry. This educational lesson decodes the formula and applies it to Titan Biotech FY25 audited markers as a positive illustration of disciplined capital allocation.

May 9, 2026

Hero with Title the Affect Heuristic a 2x2 Matrix Left Column Gray Blocks Labeled lucky top and confused bottom Right Column Green disciplined Investor and Orange bias trapped

The Affect Heuristic: Slovic et al.’s 2002 Cognitive Shortcut Behind India’s ₹1.81 Lakh Crore F&O Loss Numbers

Slovic, Finucane, Peters and MacGregor's 2002 Affect Heuristic — feel first, justify second — explains the silent operating system behind Indian retail flows, F&O losses and festival SIP spikes. A counter-measure checklist, a Graham/Buffett/Munger/Klarman lineage, and a positive corporate case-study using Titan Biotech FY25 audited numbers.